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Car Insuranse Going To Collections?

Asked by: o.simaako 286 views Insurance , ,

just checked my credit report…..didnt recognize a collection…called about it….its a car insurance policy i had back in 2006…..now in collections….i didnt think they could collect? i mean im a bit shocked…is this legal?

5 Answers



  1. Berry on Nov 01, 2012

    what country do u live in a in USAcar insurance companies simply drop u if u late more than 10 days.have credit rerport company give u info on it.check back with your records / memoriesto see if valid company and do fight it.

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  2. Rodney on Nov 01, 2012

    If you owe the money, they can collect. If you stuck them for "earned premium", you owe the money. I have no idea where you’d get the idea that you can stick businesses for money and they can’t go after you for it. I seriously doubt it’s for the remaining months on the policy. It’s probably for your short rate cancellation penalty and cancellation fee, unless you bounced a check to them, and then they’d include that as well.

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  3. Pamela on Nov 01, 2012

    BB&T is "putting you in" collections. BB&T is a bank, not an insurance company. So either you had a car loan with that you dropped coverage on, so they automatically enrolled you in separate insurance on, or they made some sort of automatic payment for the insurance that you later defaulted on

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  4. Munch on Nov 01, 2012

    Strange: Usually they just drop your coverage.Did you hit someone? Any accidents at that time?

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  5. BPankey on Nov 01, 2012

    Sounds odd. Wouldn’t they just drop coverage? I have never heard of such a move.

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